Private Capital
Credit Solutions That
Move When You Need Them To
The Summers Capital is a direct lender and balance sheet capital partner focused on senior-secured commercial real estate bridge loans and preferred equity positions. Private capital. No committees. No delays.
$2M – $10M
Bridge Loan Range
2 – 4 Weeks
Typical Close Timeline
65% Max LTV
Senior Secured Discipline
Loan Programs
Senior Secured Bridge Loans
Short-term, first-mortgage financing from $2M to $10M secured by cash-flowing commercial real estate. Interest-only, 12–24 month terms, up to 65% LTV.
View Program →Preferred Equity
Gap capital from $1M to $5M above the senior mortgage with a defined preferred return, clear exit rights, and up to 80% combined LTV/LTC.
View Program →Differentiated Capital
Why The Summers Capital
Fast Execution
Same-day response. Close in 2–4 weeks. No committee approvals, no institutional delays — decisions are made by the principal and closings reflect that speed.
Operator Perspective
The Summers Capital owns the asset classes it lends against. Every underwriting decision is made with a real estate operator's understanding of what can go wrong, not just a lender's.
Conservative Discipline
Senior secured only. 65% maximum LTV on bridge loans. No unsecured lending, no yield-chasing. The same rules that govern our equity investments govern our credit.
Balance Sheet Capital
We are a direct lender and balance sheet capital partner. We do not syndicate, broker, or committee-approve. Capital is committed and closings are certain.
Flexible Terms
Every transaction is structured around the deal, not a product sheet. Rate, term, recourse, and structure are negotiated to match the borrower's actual need.
Broker Friendly
Broker submissions are welcome. Commissions are paid on closed transactions. We respond same day and keep brokers informed throughout the process.
Submit a Deal for Review
Same-day response. Close in weeks. Send us a deal overview to get started.
Submit a Deal