Privacy
Privacy & Cookie Policy
Effective Date: 2026 — The Summers Capital, a division of The Summers Organization, LLC
Contents
01
Introduction
The Summers Capital respects privacy, discretion, and the responsible handling of information. This Privacy & Cookie Policy explains how The Summers Capital may collect, use, protect, share, and retain information when you visit our website, communicate with us, submit information through forms, or interact with our digital content.
"The Summers Capital" refers to the private commercial real estate lending division of The Summers Organization, LLC and its affiliated entities. "You" refers to any visitor, user, applicant, broker, sponsor, or person interacting with this website.
By using this website, you acknowledge that you have read this Privacy Policy. If you do not agree, you should not use this website or submit information through it. This Policy should be read together with our Terms of Service.
02
Scope of This Policy
This Policy applies to information collected through the The Summers Capital website and related digital interactions.
This Policy may apply when you:
- Visit or browse the website.
- Submit a contact form, inquiry, or loan request.
- Request information from The Summers Capital.
- Communicate with The Summers Capital by email or through website links.
- Submit business, lending, or employment-related inquiries.
- Interact with website analytics, cookies, or third-party tools used on the website.
This Policy does not apply to third-party websites or services that The Summers Capital does not control, even if linked from this website.
03
Information We May Collect
The information The Summers Capital may collect depends on how you interact with the website.
A. Information You Provide Directly
You may choose to provide information when you contact us, complete a form, submit a loan request, or otherwise communicate with The Summers Capital. This may include name, email address, phone number, company name, title or professional role, property address and details, loan amount requested, business or financial information related to a lending inquiry, and any other information you voluntarily provide.
B. Lending and Deal Inquiry Information
If you contact The Summers Capital regarding a loan request, deal submission, or business opportunity, we may collect information related to that inquiry, including property details, capital stack information, business plan, sponsor background, and related financial information. Submitting information does not create a lender-borrower relationship or commitment to lend.
C. Website Usage and Device Information
When you visit the website, certain information may be collected automatically. This may include IP address, browser type, device type, operating system, pages viewed, time spent on the website, referring source, and general location information derived from IP address.
D. Career or Professional Information
If you submit a job inquiry or application through the website, we may collect your resume, employment history, professional qualifications, and related information.
04
How We Use Information
The Summers Capital may use collected information for the following purposes:
- Responding to inquiries and deal submissions.
- Reviewing loan requests and underwriting applications.
- Communicating with brokers, sponsors, and applicants.
- Operating and improving the website.
- Maintaining website security and protecting against misuse.
- Managing records and internal administration.
- Complying with legal, regulatory, or contractual obligations.
- Enforcing these Terms and our Privacy Policy.
- Protecting the rights, safety, property, and reputation of The Summers Capital and others.
05
Marketing and Communications
If The Summers Capital offers newsletters, market updates, or similar communications, you may choose to subscribe. You may opt out of non-essential marketing communications at any time by contacting us.
Even if you opt out of marketing communications, The Summers Capital may still send non-marketing communications such as responses to inquiries or administrative notices.
06
How We Share Information
The Summers Capital does not sell personal information in the ordinary course of operating this website.
We may share information only when appropriate and consistent with this Policy, including with:
A. Affiliates and Related Entities
We may share information with The Summers Organization, LLC and its affiliated entities when necessary to respond to inquiries or manage internal administration.
B. Service Providers
We may share information with trusted service providers who help us operate the website and related business functions, such as website hosting, email platforms, analytics providers, and professional advisors. Service providers are expected to protect the information appropriately.
C. Legal, Regulatory, and Safety Purposes
We may disclose information if required by law, legal process, regulatory authority, or to protect the rights, property, privacy, security, or safety of The Summers Capital or others.
07
Cookies and Similar Technologies
This website may use cookies, analytics tools, tags, and similar technologies to operate the website, improve performance, and understand usage.
Strictly Necessary Cookies
These cookies are required for the website to function properly, supporting navigation, security, and form submission.
Performance and Analytics Cookies
These cookies help us understand how visitors use the website, including which pages are visited and how the site performs.
Functional Cookies
These cookies may remember preferences or support enhanced website features.
08
Managing Cookies
You may be able to manage cookie preferences through browser settings, device settings, or third-party opt-out tools. You may disable or block cookies through your browser, but some parts of the website may not function properly if certain cookies are disabled.
09
Analytics and Third-Party Tools
The Summers Capital may use analytics tools to understand website traffic, improve content, and evaluate performance. Third-party tools may use their own cookies or similar technologies, and their use of information is governed by their own privacy policies.
10
Do Not Track and Universal Opt-Out Signals
Some browsers may offer "Do Not Track" settings or other privacy signals. Where required by applicable law and technically feasible, The Summers Capital will honor recognized opt-out preference signals.
11
Data Security
The Summers Capital uses reasonable administrative, technical, and organizational safeguards designed to protect information from unauthorized access, misuse, loss, alteration, or disclosure. No website or system can be guaranteed to be completely secure.
You should not submit confidential, highly sensitive, or privileged information through general website forms unless specifically instructed through a secure and authorized channel.
12
Data Retention
The Summers Capital retains information for as long as reasonably necessary to fulfill the purposes described in this Policy, unless a longer retention period is required or permitted by law. When information is no longer needed, The Summers Capital may delete, de-identify, or securely retain it as permitted by law.
13
Your Privacy Choices
Depending on your location and applicable law, you may have certain rights regarding your personal information, including the ability to request access, correction, or deletion, object to certain processing, restrict certain uses, or opt out of certain communications.
To exercise privacy rights, contact The Summers Capital using the information listed at the end of this Policy. We may need to verify your identity before responding.
14
California Privacy Notice
If you are a California resident, you may have additional rights under California privacy law. Depending on how you interact with the website, The Summers Capital may collect categories of personal information including identifiers, professional information, internet or network activity, commercial inquiry information, and general location information.
The Summers Capital does not sell personal information in the ordinary course of operating this website.
California Rights May Include
- Know what personal information is collected.
- Access certain personal information.
- Request deletion of certain personal information.
- Request correction of inaccurate personal information.
- Opt out of the sale or sharing of personal information, if applicable.
- Not be discriminated against for exercising privacy rights.
15
European Union, United Kingdom, and International Privacy Rights
If you are located in the European Economic Area, the United Kingdom, Canada, or another jurisdiction with applicable privacy laws, you may have additional rights including access, correction, deletion, restriction, objection, data portability, and the right to lodge a complaint with a data protection authority.
16
Children's Privacy
This website is not directed to children under the age of 13, and The Summers Capital does not knowingly collect personal information from children under 13. Minors under 18 should use this website only with the involvement of a parent or guardian.
17
Third-Party Websites
The The Summers Capital website may include links to third-party websites or external resources. The Summers Capital does not control and is not responsible for the privacy practices, security, or content of third-party websites or services.
18
Email, Forms, and Online Communications
Communications sent through the website may not be fully secure. You should avoid submitting highly sensitive, confidential, or privileged information through general contact forms or unsecured email.
Submitting information through the website does not obligate The Summers Capital to respond, enter into discussions, or preserve confidentiality unless otherwise agreed in writing.
19
Changes to This Policy
The Summers Capital may update this Privacy Policy from time to time. When changes are made, the updated Policy will be posted on this page with a revised effective date. Your continued use of the website after changes are posted means you acknowledge the updated Policy.
20
Contact Information
For questions about this Privacy Policy or to submit a privacy-related request, please contact:
The Summers Capital — a division of The Summers Organization, LLC
7738 A C Skinner Pkwy, Jacksonville, FL 32256
deals@thesummersorganization.com
Please include "Privacy Request" in the subject line so your request can be routed appropriately.